# Financial Support
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All PiN students, regardless of citizenship status, automatically receive full tuition support, a monthly stipend, health coverage, and a relocation allowance and may be eligible for additional benefits provisioned by the [HMS Office for Graduate Education](https://ogephd.hms.harvard.edu/financial-support), the [Graduate School of Arts & Sciences](https://gsas.harvard.edu/resources), and the [Harvard Graduate Students Union](https://harvardgradunion.org/).
## Stipend & Benefits
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### Tuition & Stipend expand\_more
PiN students receive full tuition and stipend support as outlined in their financial aid offer while they are enrolled and making satisfactory progress toward their degree.
For the 2025-2026 academic year, the total stipend compensation of $51,500 over 12 months includes:
- $50,460/year stipend ($4,205/month average)
- $1,040 subsidy to cover dental insurance, if elected, and transportation costs
- Dental subsidy paid on September 1, transportation subsidy paid in two installments at the start of each semester
### Health Coverage expand\_more
All PiN students are eligible to enroll in the [Harvard University Stud](https://hushp.harvard.edu/)[ent Health Program](https://hushp.harvard.edu/) (HUSHP). The HMS Office for Graduate Education covers the annual student health fee. Click the link for a [summary of the benefits](https://ogephd.hms.harvard.edu/student-health-benefits) offered with the plan.
### Relocation Allowance expand\_more
All PiN students automatically receive a one-time $1,000 relocation allowance upon matriculation, which is fully discretionary.
### Hardship Funds expand\_more
##### Harvard Griffin GSAS Hardship Fund
At the Harvard Kenneth C. Griffin Graduate School of Arts and Sciences, we understand that an emergency can cause significant stress and uncertainty, impacting your academic success and personal well-being. Students who experience financial hardship as the result of an emergency are encouraged to connect with the Office of Financial Aid. The financial aid staff can provide guidance and advice in navigating available resources. [Details & application](https://gsas.harvard.edu/financial-support/funding-and-aid/emergency-hardship-funding) on GSAS website.
##### HGSU-UAW Emergency Grant Fund
The contract between Harvard University and the Harvard Graduate Student Union (HGSU-UAW) establishes a fund of $50,000 to provide student workers with funds to meet temporary hardship due to a significant emergency event.
### Family Benefits expand\_more
##### OGE PhD Childcare Scholarship
PiN students may apply for additional support from the [HMS Office for Graduate Education Childcare Scholarship](https://ogephd.hms.harvard.edu/child-care-support). These funds are paid out twice a year for a maximum of five years.
##### Parental Accommodations and Financial Support
Students enrolled in PhD programs at Harvard Griffin GSAS who are expecting a child either by adoption or childbirth are eligible for the [PAFS program](https://gsas.harvard.edu/resource/parental-accommodation-and-financial-support).
##### And More
Explore more family benefits on the [HMS Office for Graduate Education Child Care Support page](https://ogephd.hms.harvard.edu/child-care-support).
### Student Union Benefits expand\_more
The [Harvard Graduate Students Union](https://harvardgradunion.org/) manages a number of [benefit funds](https://harvardgradunion.org/benefits/). If a PiN student is appointed to a union position, they may speak to a union representative about other benefits available under the contract between HGSU-UAW and the University.
## Fellowships
Many PiN students successfully apply for external fellowships, including the NSF GRFP, NIH F30/F31, and HHMI Gilliam fellowships. Students can search the GSAS [Carat Database](https://gsas.harvard.edu/resource/carat-database-grants-and-fellowships) for additional fellowship opportunities. The [HMS Office for Graduate Education](https://ogephd.hms.harvard.edu/fellowships) provides advising and other support, in partnership with the GSAS [Fellowships & Writing Center](https://gsas.harvard.edu/office/fellowships-writing-center), for students interested in applying for external fellowships. PiN offers a series of workshops and individualized peer mentorship every year for students applying for the NSF GRFP. PiN students who receive external fellowships may be eligible for a monthly [stipend bonus](https://ogephd.hms.harvard.edu/fellowship-incentive-policy).
[ Fellowship Resources arrow\_circle\_right ](https://ogephd.hms.harvard.edu/fellowships) [ Fellowship Incentive Policy arrow\_circle\_right ](https://ogephd.hms.harvard.edu/fellowship-incentive-policy)
## Helpful Tips for PiN Students
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### Direct Deposit expand\_more
[Direct Deposit Sheet](https://ogephd.hms.harvard.edu/files/dms/files/directdepositenrollmentinstructions.pdf)
Students are encouraged to enroll in direct deposit for your graduate stipend payments, which will ensure speedy and secure transfer of funds directly to your bank account.
Visit [hr.harvard.edu](https://hr.harvard.edu/), click on the PeopleSoft link at the top right, and login using your HarvardKey.
Once in PeopleSoft, within the Self-Service menu, click on My Pay and then Deposit.
### Taxes expand\_more
Any grant or stipend amount awarded in excess of tuition, required fees, books, and supplies is subject to federal income tax, as is any funding contingent upon providing service to the University (for example, teaching fellowships or research assistantships). Depending on citizenship and physical location, income taxes may or may not be withheld from stipend payments. More details are available from [Harvard University Student Financial Services](https://sfs.harvard.edu/graduate-stipends). Students are urged to review this information and ensure that they incorporate any resulting tax obligation into their financial planning.
If you have questions about US income taxes, visit the [taxes page](http://sfs.harvard.edu/taxes) of Harvard's University Student Financial Services (SFS), where you will find information about federal and Massachusetts taxes, information specific to international students, access to Harvard-issued tax forms, and tax FAQs.
Harvard Griffin GSAS partners with the Harvard Griffin GSAS Student Council in hosting tax workshops for domestic and international students. Upcoming Tax Talks are posted on the GSAS calendar and [past events](https://www.youtube.com/playlist?list=PLpeHaldzhCOSEf4xTWUx5dZWp6dxCbIjq) appear on Harvard Griffin GSAS’s YouTube channel.
[Harvard Student Financial Services Tax Information](https://sfs.harvard.edu/taxes)
[GSAS YouTube Channel of Finance and Tax Workshops](https://www.youtube.com/playlist?list=PLpeHaldzhCOSEf4xTWUx5dZWp6dxCbIjq)
[HIO Tax Information for International Students](https://www.hio.harvard.edu/tax-filing-information)
### TF/RA Bi-Weekly Payroll Calendar expand\_more
[TF/RA bi-weekly payroll calendar (July 1, 2025 - June 30, 2026)](https://ogephd.hms.harvard.edu/resource/fy26-tf-ra-bi-weekly-payroll-calendar)